Financial Planning & Insurance Services for Cape Cod

Staying on target only matters when you're heading in the right direction. Learn more about our comprehensive wealth management and integrated investment strategies today.

Financial Investment Services

Every investor is unique, and investment advisory services provide you with professional investment advice and a personalized investment strategy. Whether you're seeking a tailored, professionally managed portfolio, or the convenience and simplicity of a diversified mutual fund wrap program, your investment choice should focus on meeting your financial goals. During this process, you should consider current and future growth objectives, income needs, time horizon and risk tolerance. These considerations form the blueprint for developing a portfolio management strategy. The process involves, but is not limited to, the following important stages.

| Asset Allocation | Wealth Management | Portfolio Optimization |

Financial Planning

Our comprehensive financial analysis of your assets, liabilities, cash flow, investment strategy and more helps you identify a clear path to a prosperous future for you and your loved ones. We offer an objective approach to financial planning. Working closely with you and your other advisers to develop a customized plan.

Financial Consultation

This service is an interactive work session designed to address your most urgent or important issues. It can also serve as a financial tune-up, second opinion, or the start of more in-depth planning. The first priority is to answer all your questions, but we also highlight issues that you might not have considered. After the meeting we will put together a written report outlining our key observations and recommendations. Please note that specific investment advice is provided if desired by the client but it will not be as extensive as the other initial services unless the investment needs are not complex.

The solutions we recommend and the strategies you decide to implement will depend on your personal circumstances and objectives.

Personalized Wealth Management & Financial Investment Strategies

Risk Management

Even the best plans can't predict the future. We provide risk management strategies that leverage various types of insurance to help you face life's unforeseen circumstances and keep your goals on track.

| Life Insurance | Disability Income Insurance | Long Term Care Insurance |

Retirement Planning

We help you manage your retirement investments through different stages of life so you'll be ready and able to achieve your ultimate dreams.

| Accumulation Phase | Distribution Phase | Lifetime Income Strategies | Pension Maximization |

Education Funding

Children grow up so fast, and we can help their college funds grow along with them. With our help and the proper strategy, you'll be prepared for any acceptance letter.

Charitable Legacy Planning

We offer help with maximizing your legacy to benefit your community and the organizations that mean the most to you.

Estate Conservation

What you value may be more important than what you own. To follow through on your commitments -- to yourself, your family, and your ideals -- you need to think ahead. A personalized estate plan is important in helping to protect your family and your legacy.

Business Planning & Employee Retirement Planning

A lifetime of work goes into the development of a successful business, often making it a client's most valuable asset. To ensure your business is ready for anything, we provide smart solutions for your employee benefit, protection, and business succession needs.

  • Business Succession PlanningAre you prepared to carry on the business if the owner -- or key member of the company -- retires, is terminated, or dies? A business succession plan is a written document specifying what changes will take place in the company if or when this should happen.
  • Business ContinuationA business continuity plan (BCP) can help your business continue to operate in the wake of an unplanned event -- such as a natural disaster or loss of critical amounts of data or machinery. Let us help preserve your comany's reputation and success.
  • Exit Planning. If you own a business, having an exit plan is crucial for ensuring your business continues to operate after you've left the company. The exit plan -- which will be custom-tailored to your needs -- will also seek to maximize the value of the company in the event of any mergers or acquisitions that take place.
  • Buy/Sell Planning. Another form of business continuation, buy/sell planning is a great option to ensure your business remains successful after you or a key member leaves. Let us help you determine which type of buy/sell planning is best for your business.
  • Executive Compensation Plans. Deciding on the appropriate amount of compensation for your executives ensures the retention of qualified individuals. We'll help you design a compensation package that includes both short-term incentives and long-term incentives.
  • Qualified Retirement Planning. Qualified retirement plans give employers a tax break for any contributions made for their employees. These plans also allow employees to funnel portions of their salaries into a retirement fund. Whether you're an employer or employee, we can help set up a plan that works for you.
  • 401(K) Plans. As one of the most popular retirement plans available to employees, 401(k)s are a great saving option that's easy to contribute to as well as transfer in the event that you switch careers in the future. Contact us for 401(k) advice today!
  • Sep IRAs. Also known as a Simplified Employee Pension, this plan offers a more simple method towards contributing toward employee retirement savings accounts. Let our financial planning company on Cape Cod help you jumpstart your SEP IRAs.
  • Simple IRAs. Savings Incentive Match Plan for Employees is a great way for both employees and employers to contribute easily to traditional IRAs. This is a great start-up retirement savings plan for small or local businesses that don't currently have other retirement plan options. Contact us to learn more about how Cape Cod Wealth can help.
  • 412(e)3 Plans. Although less popular, 412(e) 3 plans are another retirement planning option that can provide substantial retirement benefits without market risk. If you own a small business and continue to make stable profits, contact us to learn more about your options with 412(e) 3 retirement plans.
  • Key Employee Protection. Do you have employees who are vital to your business and would be difficult to replace if they ever left the company? Cape Cod Wealth Strategies & Insurance Services, LLC recommends key employee protection in order to protect the financial well-being of your company in the event of their death or disability.
  • Employee Benefit Programs. For a small business owner, employee benefits can be expensive -- but it's often best to offer benefit programs in order to attract the right employees. We can help you decide on the best employee benefits for your budget and company size that coincide with your health insurance, life insurance, and retirement plans.